It is possible to avoid Giant Stock losses but as with everything, there are pros and cons. Examining “what if” scenarios in retrospect can only serve to prevent you falling in the same mistake in the future. Most stock market investors will be asking themselves if there is a way to avoid being crushed in… [Continue Reading]
Highest 5 – year CD rate, slides to 3.30% from 3.44%
April 26, 2010 By
The best CD rates on the market just became a little less attractive as EverBank cut the interest on its highest yielding 5-year CD to 3.30% annual percentage yield, from 3.44% recently. Still, the online bank based in Florida remains the place to go for the best available 5-year CD rates in the country. This… [Continue Reading]
Invest in Foreign Markets without Relying On Standard Money Market Rates
April 2, 2010 By
As money market rates continue to plummet, many investors are looking at unconventional investment methods. One way of circumventing bad money market rates is by investing in foreign markets. There are specific brokerage firms that specialize in these types of investments. A Good Foreign Investment Firm: Euro Pacific Capital Peter Schiff is famous for predicting… [Continue Reading]
Stay Ahead of Inflation with Series I Savings Bonds and Savings Rates
March 11, 2010 By
The majority of savings rates are not adjusted for inflation. This means that when inflation rates rise, your interest basically gets eaten by the market. One exception to this rule is Series I Bonds, a government bond that is actually indexed by inflation. Here’s an overview of these bonds. The Basics of Series I Bonds… [Continue Reading]
Find High CD Rates with Credit Unions
February 3, 2010 By
Sometimes, credit unions can offer the strongest CD rates on the market. Many investors have noticed that the CD rates offered by credit unions often exceed those given by banks. Here, we’ll discuss some of the pros and cons of purchasing CDs with credit unions. Credit Unions Offer Plenty to Investors First of all, many… [Continue Reading]
Stock Market Options and Effects
October 11, 2009 By
The price of a stock in the stock market changes based on supply and demand. If more people wish to sell it than buy, then there is greater supply than demand, resulting in the price falling. A potential shareholder, if not relying on a broker to handle the accounts, should research the positive and negative… [Continue Reading]
Mutual Funds: Hedge and Exchanged-Traded Funds
July 20, 2009 By
There are numerous kinds of mutual funds that allow investors to receive a secure rate of return with minimal risk. While the funds have various amounts of risk, it still behooves investors to research each kind of fund and be fully cognizant of the investment they are making. Open-End Mutual Fund An open-ended mutual fund… [Continue Reading]
Types of Stock Markets
April 21, 2009 By
Stocks are traded on exchanges, places where sellers and buyers negotiate a price. Exchanges can be physical locations where transactions occur on the famous trading floors. Exchanges can also be located virtually and conducted electronically with computers. These exchanges are the lifeblood of the stock market, which is where securities are bought and sold. Stock… [Continue Reading]
How Mutual Funds Work
April 3, 2009 By
Over 80 million people in America alone have investments in mutual funds. While stock markets generally yield a better return than mutual funds, the mutual fund managers have a certain experience and knowledge that laymen may not be able to muster. Investors can often rely on their managers’ understanding the market. It is optimal for… [Continue Reading]
What are Commodity Exchanges
March 15, 2009 By
Various commodities and derivatives products are traded within a commodities exchange. These market investments trade in raw materials such as cotton, coffee, oil metals, and agricultural products and contracts. The contracts include futures, futures on options, forwards, and spot prices. Commodities exchanges tend to be incorporated non-profit associations, and they determine and enforce rules and… [Continue Reading]
