An Introduction to CD Laddering

Certificates of Deposit (CDs) have long been considered a popular investment option for conservative investors as well as those who are seeking a current income stream. CDs pay interest at their maturity rather than throughout the life of an investment as is in the case of many other fixed income investments. For investors seeking current… [Continue Reading]

Understanding CD Rates

You may have noticed the sign for CD rates at your local bank, but were unsure of the investment type of how the CD rates were determined. If that is the case, you are not alone. While many investors take advantage of CD rates every year, there are just as many that are unsure of… [Continue Reading]

A Look at Fixed Investments

Fixed investments are an important component of an investor’s portfolio, both while they are building wealth and while they are generating income from their investment portfolio. Some of the primary forms of fixed investments include fixed annuities, individual bonds, bond funds, CDs, and investment certificates and each of them fulfill an important role when developing… [Continue Reading]