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	<title>Ratelines.com</title>
	<link>http://www.ratelines.com</link>
	<description>CD Rates, Bank Rates, Insurance Rates, Credit Card Rates</description>
	<lastBuildDate>Fri, 30 Jul 2010 13:15:02 +0000</lastBuildDate>
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	<item>
		<title>Best rates on 30-Year Mortgages</title>
		<description><![CDATA[
The most favorable interest rates on 30-year fixed rate mortgages at this time are from AimLoan.com.  You can now get a 30-year mortgage for as low as 4.375% with only $1,995 in fees and 1.973 discount points (prepaid interest equal to 1% of the amount borrowed).
If you prefer a loan with no points or [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2010/07/30-year-mortgages-beginning-at-4-35-percent/' rel='bookmark' title='Permanent Link: 30 Year Mortgages Beginning at 4.35 Percent'>30 Year Mortgages Beginning at 4.35 Percent</a></li>
<li><a href='http://www.ratelines.com/2010/04/frm-interest-rate-stable-at-less-than-5/' rel='bookmark' title='Permanent Link: FRM Interest Rate Stable at less than 5%'>FRM Interest Rate Stable at less than 5%</a></li>
<li><a href='http://www.ratelines.com/2010/05/mortgage-rate-trends-for-may-11-18-2010/' rel='bookmark' title='Permanent Link: Mortgage Rate Trends for May 11-18, 2010'>Mortgage Rate Trends for May 11-18, 2010</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/07/best-rates-on-30-year-mortgages/</link>
			</item>
	<item>
		<title>Decode and Understand Your Paycheck</title>
		<description><![CDATA[
The first paycheck always comes with a mix of excitement and disillusion: excitement over the milestone of taking that first step towards independence; and disillusion with the realization that the government really does take a big bite out of our earnings.
There aren’t many people who understand their first pay stub, there are those who go [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2009/11/age-weighted-retirement-plan/' rel='bookmark' title='Permanent Link: Age-Weighted Retirement Plan'>Age-Weighted Retirement Plan</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/07/decode-and-understand-your-paycheck/</link>
			</item>
	<item>
		<title>The Lowdown on Health Insurance</title>
		<description><![CDATA[
Jargon and acronyms are one of the most annoyingly confusing aspects of a new job.  Some of the terms you will need to remember will be specific to the company you are working for.  While these will of course be important, you are likely to hear them so often, that you will absorb [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2010/05/a-guide-to-the-new-health-care-bill-h-r-3590-part-two/' rel='bookmark' title='Permanent Link: A Guide to The New Health Care Bill (H.R. 3590) Part Two'>A Guide to The New Health Care Bill (H.R. 3590) Part Two</a></li>
<li><a href='http://www.ratelines.com/2010/05/a-guide-to-the-new-health-care-bill-h-r-3590-part-one/' rel='bookmark' title='Permanent Link: A Guide to the New Health Care Bill (H.R. 3590): Part One'>A Guide to the New Health Care Bill (H.R. 3590): Part One</a></li>
<li><a href='http://www.ratelines.com/2010/02/six-ways-to-save-money-as-a-employee-in-2010/' rel='bookmark' title='Permanent Link: Six ways to save money as a employee in 2010'>Six ways to save money as a employee in 2010</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/07/the-lowdown-on-health-insurance/</link>
			</item>
	<item>
		<title>30 Year Mortgages Beginning at 4.35 Percent</title>
		<description><![CDATA[The best deals on 30 year fixed rate mortgages in the US these days can be found at AimLoan.com.  You can get a 30 year fixed mortgage rate for as low 4.375% with 1.973 discount points and $1,995 in fees.  Each point is equivalent to 1% of the total amount borrowed, and is regarded as [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2010/07/best-rates-on-30-year-mortgages/' rel='bookmark' title='Permanent Link: Best rates on 30-Year Mortgages'>Best rates on 30-Year Mortgages</a></li>
<li><a href='http://www.ratelines.com/2010/06/increase-home-value-with-open-end-mortgages/' rel='bookmark' title='Permanent Link: Increase Home Value with Open-End Mortgages'>Increase Home Value with Open-End Mortgages</a></li>
<li><a href='http://www.ratelines.com/2010/04/frm-interest-rate-stable-at-less-than-5/' rel='bookmark' title='Permanent Link: FRM Interest Rate Stable at less than 5%'>FRM Interest Rate Stable at less than 5%</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/07/30-year-mortgages-beginning-at-4-35-percent/</link>
			</item>
	<item>
		<title>3 Ways to Revive Your Credit Score</title>
		<description><![CDATA[
A credit score can’t be rebuilt overnight.  If you’ve encountered tough times and have seen your credit score drop in recent years, the sad reality is it will take some doing to get it to where it’s respectable again.  All the more reason to start rebuilding as soon a possible, here’s how:
Find and [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2008/07/credit-history-loan-rate/' rel='bookmark' title='Permanent Link: Credit History &#038; Your Loan Rate'>Credit History &#038; Your Loan Rate</a></li>
<li><a href='http://www.ratelines.com/2008/06/how-much-home-can-you-afford/' rel='bookmark' title='Permanent Link: How Much Home Can You Afford?'>How Much Home Can You Afford?</a></li>
<li><a href='http://www.ratelines.com/2010/02/credit-card-legistlation-to-start-february-2010/' rel='bookmark' title='Permanent Link: Credit Card Legistlation to start February 2010'>Credit Card Legistlation to start February 2010</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/07/3-ways-to-revive-your-credit-score/</link>
			</item>
	<item>
		<title>What Exactly is an Insurance Premium?</title>
		<description><![CDATA[
An insurance premium is a calculation made by an insurance company based upon a specific business model or type of insurance that considers the likelihood of claims filed in order to properly price their products for purposes of generating profits. The calculation uses actuarial tables and methods to make assumptions and quantify associated risks. The [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2010/02/high-insurance-rates-and-disputed-claims/' rel='bookmark' title='Permanent Link: High Insurance Rates and Disputed Claims'>High Insurance Rates and Disputed Claims</a></li>
<li><a href='http://www.ratelines.com/2010/06/how-motorcycle-insurance-rates-are-determined/' rel='bookmark' title='Permanent Link: How Motorcycle Insurance Rates are Determined'>How Motorcycle Insurance Rates are Determined</a></li>
<li><a href='http://www.ratelines.com/2010/02/7-steps-to-lower-auto-insurance-rates/' rel='bookmark' title='Permanent Link: 7 Steps to Lower Auto Insurance Rates'>7 Steps to Lower Auto Insurance Rates</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/06/what-exactly-is-an-insurance-premium/</link>
			</item>
	<item>
		<title>Guide to Employee Stock Options</title>
		<description><![CDATA[
Some companies will offer their employees stock options on a contractual basis. Usually, employers will provide these stock options to employees privately, and they comprise a portion of the employee’s contract. Employers choose between vested or non-vested stock options for their employees, and employees have to agree to certain conditions regarding stock options.

Long Term Incentives
Employees [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2009/10/stock-market-options-and-affects/' rel='bookmark' title='Permanent Link: Stock Market Options and Effects'>Stock Market Options and Effects</a></li>
<li><a href='http://www.ratelines.com/2009/12/stocks-and-insider-information/' rel='bookmark' title='Permanent Link: Understanding the Stock Market'>Understanding the Stock Market</a></li>
<li><a href='http://www.ratelines.com/2009/04/types-of-stock-markets/' rel='bookmark' title='Permanent Link: Types of Stock Markets'>Types of Stock Markets</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/06/guide-to-employee-stock-options/</link>
			</item>
	<item>
		<title>Increase Home Value with Open-End Mortgages</title>
		<description><![CDATA[
Borrowers who want to use mortgage funds to improve their homes can do so through open-end mortgages. Open-end mortgages with mortgage rates give borrowers the ability to borrow additional money through the main mortgage, as long as the borrower fulfills some specific criteria.

Apply For Open-End Mortgages at the Outset
You have to apply for an open-end [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2008/06/how-much-home-can-you-afford/' rel='bookmark' title='Permanent Link: How Much Home Can You Afford?'>How Much Home Can You Afford?</a></li>
<li><a href='http://www.ratelines.com/2010/07/30-year-mortgages-beginning-at-4-35-percent/' rel='bookmark' title='Permanent Link: 30 Year Mortgages Beginning at 4.35 Percent'>30 Year Mortgages Beginning at 4.35 Percent</a></li>
<li><a href='http://www.ratelines.com/2010/05/ways-to-save-your-home-when-behind-on-mortgage-payments/' rel='bookmark' title='Permanent Link: Ways To Save Your Home When Behind on Mortgage Payments'>Ways To Save Your Home When Behind on Mortgage Payments</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/06/increase-home-value-with-open-end-mortgages/</link>
			</item>
	<item>
		<title>Capitalize On High CD Rates With Bump Up CDs</title>
		<description><![CDATA[Nowadays, traditional CD rates aren’t hooking in as many customers. In order to capitalize on appropriate CD rates, most investors are looking for more flexible investment options.
Play the Market with Variable CDs
As a result, many banks and financial institutions are now offering CDs that have fluctuating interest rates and flexible maturity dates. You often have [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2010/02/find-high-cd-rates-with-credit-unions/' rel='bookmark' title='Permanent Link: Find High CD Rates with Credit Unions'>Find High CD Rates with Credit Unions</a></li>
<li><a href='http://www.ratelines.com/2008/04/understanding-cd-rates/' rel='bookmark' title='Permanent Link: Understanding CD Rates'>Understanding CD Rates</a></li>
<li><a href='http://www.ratelines.com/2010/04/high-yield-checking-accounts-are-still-solid/' rel='bookmark' title='Permanent Link: High Yield Checking Accounts are Still Solid'>High Yield Checking Accounts are Still Solid</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/06/capitalize-on-high-cd-rates-with-bump-up-cds/</link>
			</item>
	<item>
		<title>The Drawbacks in Avoiding Giant Stock Losses</title>
		<description><![CDATA[
It is possible to avoid Giant Stock losses but as with everything, there are pros and cons.
Examining “what if” scenarios in retrospect can only serve to prevent you falling in the same mistake in the future. Most stock market investors will be asking themselves if there is a way to avoid being crushed in the [...]


Related posts:<ol><li><a href='http://www.ratelines.com/2009/10/stock-market-options-and-affects/' rel='bookmark' title='Permanent Link: Stock Market Options and Effects'>Stock Market Options and Effects</a></li>
<li><a href='http://www.ratelines.com/2009/04/types-of-stock-markets/' rel='bookmark' title='Permanent Link: Types of Stock Markets'>Types of Stock Markets</a></li>
<li><a href='http://www.ratelines.com/2010/06/guide-to-employee-stock-options/' rel='bookmark' title='Permanent Link: Guide to Employee Stock Options'>Guide to Employee Stock Options</a></li>
</ol>]]></description>
		<link>http://www.ratelines.com/2010/06/the-drawbacks-in-avoiding-giant-stock-losses/</link>
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