Jargon and acronyms are one of the most annoyingly confusing aspects of a new job. Some of the terms you will need to remember will be specific to the company you are working for. While these will of course be important, you are likely to hear them so often, that you will absorb them simply… [Continue Reading]
What Exactly is an Insurance Premium?
June 22, 2010 By
An insurance premium is a calculation made by an insurance company based upon a specific business model or type of insurance that considers the likelihood of claims filed in order to properly price their products for purposes of generating profits. The calculation uses actuarial tables and methods to make assumptions and quantify associated risks. The… [Continue Reading]
How Motorcycle Insurance Rates are Determined
June 4, 2010 By
A variety of factors will strongly influence motorcycle insurance rates. Many riders worry about excessive insurance costs. There are ways to lower motorcycle insurance rates. Here, we’ll look at the major factors that affect motorcycle insurance premiums. 1.Type of Coverage Almost all motorcyclists are required to purchase liability insurance, which will cover expenses in case… [Continue Reading]
A Guide to The New Health Care Bill (H.R. 3590) Part Two
May 17, 2010 By
This is Part 2 of “A Guide to the New Healthcare Bill.” Here, we continue to provide some of the most crucial mandates found within the new health care bill. Increased Subsidies and Tax Credits One of the most drastic adjustments to the bill concerns government subsidies. The new bill provides a large amount of… [Continue Reading]
A Guide to the New Health Care Bill (H.R. 3590): Part One
May 14, 2010 By
While the new health care bill has sparked controversy between liberals and conservatives, a finally amended version was passed by the House in March of 2010. While a bitter fight continues in the Senate, it’s safe to assume that the major provisions of the bill will remain intact. Here, we’ll provide a general guide to… [Continue Reading]
The Vocabulary of Auto Insurance Rates
March 17, 2010 By
Auto insurance rates are contingent upon a variety of factors. You can take steps to lower you auto insurance rates if you maintain a clean driving record, choose the right vehicle, and take other precautionary steps. In this article, we’ll go over some common terms used in auto insurance parlance. Bodily Injury Liability – This… [Continue Reading]
High Insurance Rates and Disputed Claims
February 18, 2010 By
Homeowners’ insurance rates can be expensive and overwhelming. While all homeowners struggle to pay the large insurance rates that come with owning a home, most homeowners expect insurance companies to pay when they have a claim. If your insurance company has denied your claim, you have many options. Here’s what you should do. 1.Don’t take… [Continue Reading]
7 Steps to Lower Auto Insurance Rates
February 15, 2010 By
There’s a science to securing the lowest car insurance rates on the market. While shopping around for car insurance rates can seem daunting, there are a few things you can do reduce your premiums. If the goal is saving money, then follow these steps when searching for car insurance. 1.Maintain a good credit history. Auto… [Continue Reading]
