Nowadays, traditional CD rates aren’t hooking in as many customers. In order to capitalize on appropriate CD rates, most investors are looking for more flexible investment options. Play the Market with Variable CDs As a result, many banks and financial institutions are now offering CDs that have fluctuating interest rates and flexible maturity dates. You… [Continue Reading]
Hedge Funds Explained
June 1, 2010 By
While many investors around the world are looking into hedge funds, very few people actually know the defining characteristics of these funds. Here, we’ll take a close look at the structure and characteristics of hedge funds. Hedge funds have been around since 1949, when Alfred Winslow Jones set up one of the first funds. Jones… [Continue Reading]
How To Finance Investment Property
May 25, 2010 By
Financing investment property can be a great way to bring in some steady income. Many people purchase homes with the express intent of renting them and thereby earning a monthly income from their home. Some investors like to “fix-up” homes, renovate them, and then sell them for a profit. As long as you are correctly… [Continue Reading]
The NYSE vs. The NASDAQ: When You’ve Gone beyond Money Market Accounts
May 11, 2010 By
Since money market accounts are offering very low interest rates currently, many investors are turning to stocks and bonds as an alternative way to earn interest. Many people are unaware that there are some very striking differences between the major market indexes. Here, we’ll take a look at these indexes and explain some of the… [Continue Reading]
Highest 5 – year CD rate, slides to 3.30% from 3.44%
April 26, 2010 By
The best CD rates on the market just became a little less attractive as EverBank cut the interest on its highest yielding 5-year CD to 3.30% annual percentage yield, from 3.44% recently. Still, the online bank based in Florida remains the place to go for the best available 5-year CD rates in the country. This… [Continue Reading]
24 month CD Interest Rates are down
April 21, 2010 By
Last November, lucky savers were able to take advantage of 2.60% APY from the highest earning 24 month CD rates of the time, from Jacksonville Bank. The best 2 year CDs available in the US now though, are from Country Bank which has 14 branches in central Massachusetts, their rate is 2.25% APY for a… [Continue Reading]
Stay Ahead of Inflation with Series I Savings Bonds and Savings Rates
March 11, 2010 By
The majority of savings rates are not adjusted for inflation. This means that when inflation rates rise, your interest basically gets eaten by the market. One exception to this rule is Series I Bonds, a government bond that is actually indexed by inflation. Here’s an overview of these bonds. The Basics of Series I Bonds… [Continue Reading]
Begin Saving For Your Child’s College Fund
March 2, 2010 By
College is an important investment for people. This is a chance to really broaden one’s horizons. If you have children, then you need to start saving money for your child’s college fund as early on as possible. College can cost thousands upon thousands of dollars. Settling should not be synonymous with college applications and acceptance… [Continue Reading]
Find High CD Rates with Credit Unions
February 3, 2010 By
Sometimes, credit unions can offer the strongest CD rates on the market. Many investors have noticed that the CD rates offered by credit unions often exceed those given by banks. Here, we’ll discuss some of the pros and cons of purchasing CDs with credit unions. Credit Unions Offer Plenty to Investors First of all, many… [Continue Reading]
What are Commodity Exchanges
March 15, 2009 By
Various commodities and derivatives products are traded within a commodities exchange. These market investments trade in raw materials such as cotton, coffee, oil metals, and agricultural products and contracts. The contracts include futures, futures on options, forwards, and spot prices. Commodities exchanges tend to be incorporated non-profit associations, and they determine and enforce rules and… [Continue Reading]
